Truxton Trust Privacy Notice

 

Privacy & Security

 

FACTS

WHAT DOES TRUXTON TRUST DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons TRUXTON TRUST chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Truxton Trust share?

Can you limit sharing? 

For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—to offer our products and services to you

NO

Truxton Trust does not share

For joint marketing with other financial companies

NO

Truxton Trust does not share

For our affiliates' everyday business purposes—information about your transactions and experiences

NO

Truxton Trust does not share

For our affiliates to market to you

NO

Truxton Trust does not share

For nonaffiliates to market to you

NO

Truxton Trust does not share

 

Protecting, Collecting, and Sharing Information

How does TRUXTON TRUST protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does TRUXTON TRUST collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your debit card

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes— information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Truxton Trust has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Truxton Trust does not share with non affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated companies that together market financial products or services to you.

  • Truxton Trust does not jointly market.

 

 

eBanking Privacy Statement

 

This eBanking Privacy Statement describes the types of information that is collected, directly or through service providers, in connection with the download and use of our mobile application ("App") and its related services (collectively, "Services") offered by Truxton Trust ("Bank"). This statement is intended to supplement the Bank’s Online Banking Disclosure and Agreement, Privacy Policy, and disclosures that you have been provided in connection with other account products and services provided by the Bank.

Information Collected and Why

The App may request your permission to access information, media, or features on your mobile device, such as location, camera, and/or contacts to utilize some features you have enrolled in and enhance your user experience and app functionality. Some information is collected automatically and does not require any action on your part.

The type of information we may collect regarding your mobile device can include:

Permission

Function

 

Access to storage

Allows access to files/images/media on the device for mobile remote deposit, electronic statements, Secure Message attachments, and receipt images. Attachments received through download are saved on device.

Camera

Allows access to the device’s camera for mobile remote deposit capture.

Contacts

Allows access to contacts on device for Account to Account payments.

Images

Allows the collection of images for mobile remote deposit and is used/shared for deposit processing.

 

Location

Allows access to your location for maps and directions to branches and ATM locations. Your device location is shared with a third-party map provider. Geolocation data is used to prevent fraudulent debit card activity.

Notifications

Allows application to receive real-time alert notifications for requested account events and one-time passcodes for login authentication.

 

Other

Device settings and unique identifiers for risk and fraud evaluation as well as analytical information that may assist with diagnostics and performance.

 

If you do not wish to grant certain permissions, you may decline. When declining, some of the functions of the App may not be available (e.g., if you decline access to your camera, then you will not be able to deposit a check via the App). If you later change your mind, those permissions can be updated in your device's settings.

 

Questions?

Please don’t hesitate to talk with your Truxton Trust relationship manager or other personnel with regards to this policy. (615)-515-1700